These Terms of Use ("Terms") govern your access to and use of Calculators Cafe (calculators.cafe). By using the website you agree to these Terms. If you do not agree, please do not use the site. Our Privacy Policy explains how data is handled and is part of these Terms.
1. The calculators are for information only
All calculators and content on this website are provided for general information and educational purposes only. The results are estimates based on the inputs you provide and the mathematical formulas shown on each page. They are not professional financial, investment, legal, accounting or tax advice, and should not be relied upon as such.
Before making any financial decision — taking a loan, buying insurance, investing, filing tax or otherwise — you should verify the figures with a qualified professional and with your bank or financial institution.
2. No guarantee of accuracy
We make every effort to keep our formulas correct and our content up to date, but we provide the website and its tools "as is" and "as available", without warranties of any kind, express or implied. We do not guarantee that the results will be accurate, complete, reliable or suitable for any particular purpose. Actual loan EMI, deposit maturity, tax liability and investment returns may differ from our estimates because of rounding, bank policies, applicable laws, market conditions and other factors outside our control.
3. Your responsibility for inputs
You are responsible for the accuracy of the numbers you enter and for how you interpret and use the results. You agree not to use the website for any unlawful purpose or in any way that could damage, disable or impair the site or interfere with other users.
4. Third-party content and advertising
The site may display advertisements and links to third-party websites. These are provided for convenience only. We do not control and are not responsible for the content, products, services or privacy practices of any third-party website, and we do not endorse any advertiser. Your dealings with advertisers are solely between you and them.
5. Intellectual property
The design, text, graphics, formulas and arrangement of content on this website are owned by or licensed to Calculators Cafe and are protected by applicable laws. You may use the calculators for your personal, non-commercial purposes. You may not copy, reproduce, distribute or republish substantial portions of the site without our prior written permission.
6. Limitation of liability
To the maximum extent permitted by law, Calculators Cafe and its operators shall not be liable for any loss or damage — including financial loss, lost profits or indirect, incidental or consequential damages — arising out of or in connection with your use of, or inability to use, this website or its tools.
7. Changes to the site and these Terms
We may add, change or remove calculators and content at any time. We may also update these Terms from time to time; the revised version will be posted on this page with an updated date. Continued use of the site after changes means you accept the revised Terms.
8. Governing law
These Terms are governed by the laws applicable in the jurisdiction in which the site operator is located, without regard to conflict-of-law principles.
9. Contact
If you have any questions about these Terms, please email us at [email protected].